Bundled Rates (Optional)

For first mortgage refinances, a bundled rate is available in all Colorado counties. This rate includes the title premium, tax certificate fee, and Endorsement Forms 100, 8.1, 115.1 or 115.2, 110.7 or 110.8, 111.9, 116 and ALTA 7.

  Less than $100,001 $475.00
  $100,001 to $150,000 $500.00
  $150,001 to $200,000 $550.00
  $200,001 to $300,000 $625.00
  $300,001 to $400,000 $725.00
  $400,001 to $500,000 $825.00
  $500,001 to $750,000 $975.00
  $750,001 to $1,000,000 $1,250.00
  $1,000,001 to $1,500,000 $1,750.00
  $1,500,001 to $2,000,000 $2,350.00


Refinance Rates

If you do not wish to use a bundled rate, or are outside the Denver Metro area, the refinance rate is 50% of the rate found on the applicable schedule of county rates below.

Adams, Arapahoe, Broomfield, Boulder, Clear Creek, Denver, Douglas, Elbert, El Paso, Gilpin, Jefferson, Larimer, Park, Weld

Eagle, Jackson, Mesa, Pitkin, San Miguel, Teller, San Juan, Summit

Grand, Ouray, Pueblo, Rio Blanco, Yuma

Delta, Fremont, Fremont, Hinsdale, Las Animas, Lincoln, Logan, Moffat, Montrose, Routt, Washington

Archuleta, Bent, Cheyenne, Lake, Morgan, Otero, Prowers, Sedgwick

Costilla, Crowley, Custer, Gunnison, La Plata, Montezuma

Alamosa, Baca, Chaffee, Conejos, Dolores, Huerfano, Kiowa, Kit Carson, Mineral, Rio Grande, Saguache

Endorsement Rates

  Form 8/Environmental: $40
  Form 100/Extended Coverage: $40
  Form 110.7/Arm: $25
  Form 115.1/Condominium: 10% of base rate
  Form 115.2/PUD: 10% of base rate
  Form 110.9/Negative Arm: $50


NOTE: All necessary endorsements are included at no additional charge in the bundled rates.

Please call Ronald Banaga at 303-837-9171 for additional endorsement rates or for any other rate quotes.

Closing & Miscellaneous Fees

  Full Service Closing Fee: $225/$200*
  Closing Fee w/o Presentation of documents: $125/$100*
  Simultaneous Closing Fee for 2nd Mortgage: $140/$125*
  Simultaneous Closing Fee for 2nd Mortgage w/o Presentation $90/$75*
  Simultaneous Title Policy Rate: $125
  Tax Certificate: $25
  Courier/Overnight Fees: $20
  Release Fee: $21
  Recording Fees: $5 per page plus $1 per document
  Electronic Recording Fees: $5 per page plus $6 per document
  (*For Counties other than the Metro Denver Counties)